Apply Now
Secure Doc Upload
Reliable Mortgages Inc Logo

About Derek Michaloski

Originally from Baltimore, Maryland I started in Home Loan Origination in 2001.  Choosing to work for a broker, I am able to search for the better rates and better programs to suit each clients individual needs.  Working with 20+ investors we can find a program for any situation.  Currently we are partnered with Quicken Loans, utilizing there super fast Rocket Mortgage platform for quick closings.  Other large lenders we have relationships with are Caliber Home Loans and Homepoint Financial.  All of these large lenders have great rates and amazing service.  Additionally we have many specialty investors that can finance renovations, foreign nationals, fix and flips, bad credit, no credit, reverse mortgages, condos, JUMBO loans and many other unique scenarios.  

I moved to Panama City Beach in 2007 and started a beach photography business.  Through photographing thousands of visitors over the years I have been to every condo and every area of the beach.  I am familiar with many of the neighborhoods and can give advice and direction for any questions you may have.  Additionally I work with many of the best Realtors in the area if you need representation.  

Derek Michaloski

Derek Michaloski
Mortgage Loan Originator
NMLS ID 1732506